Koj cov nyiaj se rov qab yog cov nyiaj uas koj tuaj yeem cia siab tias yuav tau txais los ntawm Internal Revenue Service (IRS) lossis koj lub xeev cov cai se tom qab koj xa koj daim ntawv xa tuaj. Cov nyiaj rov qab tau tshwm sim thaum tus nqi se koj tau them ua ntej, nrog rau cov qhab nia se uas koj tsim nyog, tshaj koj cov se lav.
Yuav Ua Li Cas Txiav Txim Koj Cov Nyiaj Them Se 2016
Cov txheej txheem ntawm kev kwv yees tus nqi ntawm koj cov nyiaj se ntawm tseem fwv thiab lub xeev zoo sib xws.
Kauj Ruam 1: Xam koj cov nyiaj tau los
Rau qhov pib, koj yuav tsum sau cov ntaub ntawv ntawm koj cov nyiaj tau los se rau lub xyoo. Qhov no suav nrog cov nyiaj hli, nyiaj ua haujlwm, nyiaj tshwj xeeb thiab lwm yam los ntawm koj txoj haujlwm, nyiaj tau txais los ntawm kev xauj tsev, nyiaj tau los ntawm kev nqis peev, kev twv txiaj twv txiaj, nyiaj poob haujlwm thiab lwm yam. Kev them nyiaj yug me nyuam, cov nyiaj pab them nqi neeg ua hauj lwm, khoom plig, nyiaj tau los ntawm cov nyiaj pab kawm ntawv, thiab cov txiaj ntsim kev noj qab haus huv tsis raug them se thiab tsis tas yuav suav nrog tag nrho cov no. Nws yog ib qho tseem ceeb kom suav nrog koj cov nyiaj khwv tau los rau tag nrho lub xyoo vim tias koj lub luag haujlwm se thiab cov nyiaj rov qab raug suav nrog 12 lub hlis.
Kauj Ruam 2: Yam khoom lossis Tus Qauv Txiav Txim?
Cov kev txiav tawm feem ntau suav nrog cov nuj nqis xws li cov se vaj tse, cov nqi kho mob, cov paj laum, thiab cov paj qiv nyiaj tub ntxhais kawm. Koj tuaj yeem xaiv los thov koj cov khoom txiav tawm lossis thov tus qauv txiav tawm, uas yog cov hauv qab no rau tsoomfwv cov se rov qab xyoo 2016:
- $6,300 rau ib leeg thiab sib yuav ua ntaub ntawv them se cais
- $12,650 rau kev sib yuav ua ntaub ntawv ua ke
- $9,300 rau cov thawj coj hauv tsev
Yog tias koj qhov kev txiav tawm ntawm qhov khoom tau ntxiv txog tsawg dua qhov kev txiav tawm tus qauv, koj yuav tsum tau txiav tawm tus qauv. Nco ntsoov tias qee qhov kev txiav tawm yog raug rau 2% kho tag nrho cov nyiaj tau los (AGI) pem teb. Qhov ntawd txhais tau hais tias koj thawj qhov kev txiav tawm tsis raug rau hauv pem teb los ntawm koj cov nyiaj tau los ntawm cov se, ces suav 2% ntawm cov nyiaj tau los uas tshuav ntawm cov kev txiav tawm uas raug rau hauv pem teb.
Txawm tias tshuav dab tsi tom qab rho tawm 2% AGI koj tuaj yeem ntxiv rau lwm qhov kev txiav tawm los tsim koj cov khoom txiav tawm tag nrho. Yog tias txhua yam suab nyuaj dhau, CNN lub tshuab xam zauv AGI tuaj yeem ua lej rau koj.
Kauj Ruam 3: Txiav Txim Koj Cov Nyiaj Se
Tau koj cov nyiaj tau los tag nrho los ntawm kauj ruam ib thiab rho tawm koj tus qauv txiav tawm lossis cov lej ntawm cov khoom txiav tawm uas koj tau suav hauv kauj ruam 2. Sib piv cov txiaj ntsig rau xyoo 2016 tsoomfwv cov se hauv qab no, thiab qhov no yuav tso cai rau koj mus kwv yees koj lub luag haujlwm se.
Single
| Taxable Income | Tax Rate and Liability |
| $0 to $9,275 | 10% |
| $9,276 to $37,650 | $927.50 ntxiv rau 15% ntawm tus nqi tshaj $9,275 |
| $37,651 to $91,150 | $5, 183.75 ntxiv rau 25% ntawm cov nyiaj tshaj $37,650 |
| $91,151 to $190,150 | $18,558.75 ntxiv rau 28% ntawm cov nyiaj tshaj $91,150 |
| $190, 151 to $413, 350 | $46, 278.75 ntxiv rau 33% ntawm cov nyiaj tshaj $190, 150 |
| $413,351 to $415,050 | $119, 934.75 ntxiv rau 35% ntawm cov nyiaj tshaj $413, 350 |
| $415,051 lossis ntau dua | $120, 529.75 ntxiv rau 39.6% ntawm tus nqi tshaj $415,050 |
Txhob Cia Siab Rau Kev Sib Hlub
| Taxable Income | Tax Rate and Liability |
|
$0 to $18,550 |
10% |
| $18,551 to $75,300 | $1,855.00 ntxiv rau 15% ntawm cov nyiaj tshaj $18,550 |
| $75,301 to $151,900 | $10, 367.50 ntxiv rau 25% ntawm cov nyiaj tshaj $75, 300 |
| $151,901 to $231,450 | $29,517.50 ntxiv rau 28% ntawm cov nyiaj tshaj $151,900 |
| $231,451 to $413,350 | $51,791.50 ntxiv rau 33% ntawm cov nyiaj tshaj $231,450 |
| $413,351 to $466,950 | $111, 818.50 ntxiv rau 35% ntawm cov nyiaj tshaj $413, 350 |
| $466,951 lossis ntau dua | $130, 575.50 ntxiv rau 39.6% ntawm cov nyiaj tshaj $466, 950 |
Nkauj Sib Ncaim
| Taxable Income | Tax Rate and Liability |
| $0 to $9,275 | 10% |
| $9,276 to $37,650 | $927.50 ntxiv rau 15% ntawm tus nqi tshaj $9,275 |
| $37,651 to $75,950 | $5, 183.75 ntxiv rau 25% ntawm cov nyiaj tshaj $37,650 |
| $75,951 to $115,725 | $14,758.75 ntxiv rau 28% ntawm cov nyiaj tshaj $75,950 |
| $115,726 to $206,675 | $25,895.75 ntxiv rau 33% ntawm cov nyiaj tshaj $115,725 |
|
$206,676 to $233,475 |
$55,909.25 ntxiv rau 35% ntawm cov nyiaj tshaj $205,675 |
| $233,476 lossis ntau dua | $65,289.25 ntxiv rau 39.6% ntawm cov nyiaj tshaj $232,475 |
Tus Thawj Coj Tsev Neeg
| Taxable Income | Tax Rate and Liability |
| $0 to $13,250 | 10% |
| $13,251 to $50,400 | $1,325.00 ntxiv rau 15% ntawm cov nyiaj tshaj $13,250 |
| $50,401 to $130,150 | $6,897.50 ntxiv rau 25% ntawm cov nyiaj tshaj $50,400 |
| $130,151 to $210,800 | $26, 835.50 ntxiv rau 28% ntawm cov nyiaj tshaj $130, 150 |
| $210,801 to $413,350 | $49,417.50 ntxiv rau 33% ntawm cov nyiaj tshaj $210,800 |
| $413,351 to $441,000 | $116, 259.00 ntxiv rau 35% ntawm cov nyiaj tshaj $413, 350 |
| $441,001 lossis ntau dua | $125,936.50 ntxiv rau 39.6% ntawm tus nqi tshaj $441,000 |
Tsoomfwv cov nyiaj se feem ntau hloov ntawm ib xyoos mus rau ib xyoos yog li kos nrog IRS txhua xyoo ua ntej xam koj qhov lav.
Koj lub xeev thiab tseemfwv cov ntaub ntawv se yuav txawv, thiab tsis yog txhua lub xeev them se cov nyiaj tau los. Lub Federation of Tax Administrators muab ib daim ntawv teev npe ntawm lub xeev cov tub ceev xwm ua se tau tsim cov tsiaj ntawv. Mus saib hauv koj lub xeev lub vev xaib kom paub cov ntaub ntawv se rau lub xeev.
Kauj Ruam 4: Tshem Cov Nyiaj Them Se
Tom ntej no, ntxiv cov nqi ntawm cov qhab nia uas koj tsim nyog thov. Cov qhabnias se muaj txiaj ntsig ntau dua li kev txiav tawm vim tias koj rho tawm cov qhab nia los ntawm koj lub luag haujlwm se, qhov kev txiav tawm koj rho tawm ntawm koj cov nyiaj tau los ua ntej suav koj cov se lav. Tshem koj cov qhab nia se los ntawm lub luag haujlwm se uas koj suav hauv kauj ruam 3.
Kauj Ruam 5: xam cov se txiav tawm
Txhawm rau txiav txim siab tag nrho cov se txiav tawm, koj yuav xav tau daim ntawv them nyiaj thiab lwm yam ntaub ntawv qhia tias koj tau them se npaum li cas rau hnub tim. Muab cov nyiaj no ntau npaum li qhov tsim nyog los them tag nrho lub xyoo.
Piv txwv li, yog tias koj qhov chaw ua haujlwm tau txiav $200 los ntawm koj daim tshev nyiaj dhau los rau cov se, thiab koj daim tshev nyiaj tau them rau ob lub lis piam, koj cov nyiaj txiav tawm tag nrho rau ib lub hlis yog $400. Yog li, koj yuav tau them kwv yees li $ 4,800 hauv se ($ 400 x 12) dhau kaum ob lub hlis.
Kauj Ruam 6: xam tus nqi ntawm koj cov nyiaj rov qab
Tshem tawm tag nrho cov se txiav tawm uas koj tau txiav txim hauv Kauj Ruam 5 los ntawm koj lub luag haujlwm se tom qab cov qhab nia raws li suav hauv kauj ruam 4. Yog tias qhov tshwm sim yog tus lej tsis zoo, tus lej ntawd yog qhov koj them se ntau dhau thiab tuaj yeem xav tias yuav tau rov qab los rau koj.
Nyob zoo
Ntau lub tuam txhab muab cov kev pab cuam them se dawb. Koj yuav tsum tau muab koj cov ntaub ntawv teev npe, hnub nyoog, thiab tus naj npawb ntawm cov neeg nyob, yog tias muaj. Koj tseem yuav raug nug kom txheeb xyuas hom thiab cov nyiaj tau los, kev txiav tawm, thiab cov qhab nia uas koj tsim nyog thov. Qhov kev pab cuam tom qab ntawd yuav tsim qhov kwv yees ntawm koj cov nyiaj se rov qab.
Federal Tax Refund Estimator Programs
Cov kev pabcuam online siv los tsim cov kev kwv yees ntawm tsoomfwv cov se rov qab suav nrog:
- 1040.com Federal Tax Refund Estimator - Lub laij lej nyiaj rov qab pub dawb uas suav nrog kev txiav tawm thiab cov qhab nia.
- TurboTax TaxCaster - Lub laij lej no qhia txog kev kwv yees ua haujlwm ntawm koj qhov kev xav tau nyiaj rov qab (lossis daim nqi se) thaum koj mus dhau cov kauj ruam.
- H&R Thaiv Cov Nyiaj Them Se Dawb Tus Nqi Se - Koj tuaj yeem txuag koj cov txiaj ntsig ntawm lub laij lej no thiab rov qab los tom qab kom tiav.
State Tax Refund Estimator Programs
Cov kev pab cuam los pab koj txiav txim seb tus nqi ntawm koj lub xeev cov nyiaj se rov qab suav nrog:
- Koj Cov Nyiaj Them Nqi Them Nqi Them Nqi Them Nqi - lub laij lej yooj yim, tab sis suav nrog cov kev xaiv rau txhua lub xeev uas them se cov nyiaj tau los.
- Free Tax USA - me ntsis nicer dua lub laij lej dhau los tab sis koj yuav tsum teeb tsa tus account (dawb) siv nws.
Relying On Your Estates
Koj qhov kwv yees qhia koj seb koj puas tau them koj cov nuj nqis se ntau tshaj. Tus kws tshaj lij nyiaj txiag Suze Orman hais tias cov neeg them se yuav tsum tsis txhob tau txais cov nyiaj rov qab, vim tias ua li ntawd qhia tias lawv them nyiaj ntau dua li lawv tshuav. "Qhov tseeb, cov nyiaj them se rov qab yog qhov qiv nyiaj tsis muaj paj uas tus neeg them se ua rau tsoomfwv," Investopedia ntxiv.
Siv koj qhov kwv yees los ntsuas seb koj tau them se npaum li cas thiab koj tshuav nqi npaum li cas. Yog tias koj cia siab tias yuav tau txais cov nyiaj rov qab loj heev, koj tuaj yeem txiav txim siab kho tus lej ntawm kev zam uas koj thov ntawm koj daim ntawv W-4.
